FAQ
Frequently asked questions
How much home can I afford?
t depends on your income, debts, credit, down payment, and today’s rates. A quick pre-approval shows a comfortable price range and estimated monthly payment.
What’s the difference between pre-qualification and pre-approval?
Pre-qualification is an estimate based on what you tell us. Pre-approval is stronger—reviewing documents and credit to give a more reliable buying power number.
How long does pre-approval take?
Often same-day, once we receive your basic documents (ID, income, assets) and you authorize credit.
How much home can I afford?
It depends on your income, debts, credit, down payment, and today’s rates. A quick pre-approval shows a comfortable price range and estimated monthly payment.
What documents will I need to apply?
Common items: photo ID, pay stubs, W-2s/1099s, tax returns (if needed), bank statements, and proof of residency status (if applicable).
Can I buy a home if I’m self-employed?
Yes. Options may include traditional income documentation (tax returns) or alternative programs like bank statement loans (for qualified borrowers).
Disclaimer (recommended): This FAQ is for general informational purposes only and does not constitute a loan commitment. Rates, fees, and program guidelines are subject to change. All loans are subject to credit approval and property approval.
